5 figures is a lot of money, but that's not the real problem. if you live in a first world country is a matter of working a few months till you have the money
the problem is always the same
- are you younger ? probably rejected, we dont want to deal with youngers since its controversial to "kill" young people
- are you just mentally illness ? -> probably rejected again, you are not suffering a "real pain" and doesnt fit their standars
having to pass a burocratic procedure is just a mess. I mean, I can understand you have to pass at least one psychological test to ensure you are not being forced to something you dont wan agains your will. But aside of that ?