I'd answer like this most likely since god doesn't exist.
"For a being that should surpass any intelligence gauge that we can imagine, you are being petty and idiotic by condemning me to eternal torture for the small act of taking my own life.
Surely a being of your caliber would have found something else as a punishment/reform rather than what you'd hear a mad 8 year old say as a threat; oh wait, that exactly who your creators were, weren't they? middle aged men with the emotional intelligence of a child! Men who wanted control over women, their bodies, other people of different ethnicities, etc.
Therefore you share the intelligence of your creators, pretty much rendering you braindead. No wonder you condemn people to eternal torture when the only "crime" they commit is taking their own life; you are an extension of your creators and your creators projected their own feelings onto you.
Your creators couldn't understand why other people would opt out of life and therefore they have made suicide a sin to be able to cope with their lack of perspective and intelligence."
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Yes this is why I think suicide is considered a sin in most religions.
It's because the idiots don't understand it but if they gave any thought about it......they would still not understand it, HOWEVER they would realize that their inability to understand suicide means that they are idiots; so to not bruise their own egos they have made suicide a sin.
Goes without saying that you should always be armed/have a way to defend yourself because idiots like this run the fucking world and you being objectively smarter or wiser than them means jack shit, I know this is off topic but just saying, they know they are fucking braindead, they only need brawn to subdue you, they don't need a brain, we can have both.
