What the title says. For information, my baby is a 10 month old boy
I recently had a very nice conversation on the chat area and most (if not all) told me that whatever is going on in my life, shouldn't be enough to leave a baby alone. But I still wanted to take tha conversation here. The whole thing goes like this:
- I am employed. But I make very little money
- I have loans, credits overdue and other debts that are unpayable at this point
- Because of #2, collectors annoy my family, friends, collegues... literally everyone gets visits in their homes, phone calls, etc. Most of them alredy hate me (with good reason)
- My father is a very old man and he is quite dissapointed at me, because of my financial failure. He has a heart condition and if he starts to get also annoyed by collectors, I would be afraid for his life. His heart could hot handle the stress caused by me. I mean, having some big dude striking at your door at 1 am is not a good thing, specially if you're a 80 year old male with a heart condition and probable cancer (recent news, he's fine but he's getting treatment)
- My wife and me are quite apart. We live together for the sake of the baby, but she doesn't really care about me (hence she's so down in this list). She's a great mother, but my death wouldn't really affect her other than money availability. We come from a very conservative background so women don't work. She will never work, like NEVER.
- Because of 5, my wife is 100% dependent on me. If I die, she'll have a very tough time caring for the baby. Fortunately, we have a big family and I'm sure they'll help, but ultimately it would be her alone with our baby.
- And finally, I'm possible the absolute worst male model for my baby. Only a rapist or ped0 would be worse. I'm sure he'll be better by having no male role model, or just hope that my wife will marry a better man. Which honestly, will be quite easy compared to me
For these reasons, I decided that CTB is the best way to tackle this issue. I live in a third world country where people die every day of very violent stuff. My death would be just one in a bunch so I wouldn't expect any investigation and if I'm careful, my family will be able to collect the money from insuranc. It is more than enough to pay for every debt and to start over for at least a year.
What do you think?