Another similar one here! I finished my PhD in a STEM subject (Oxbridge, you can guess which one), gained 5 years professional work experience in a very competitive, white-male dominated industry and struggling to find a permanent job for over 2 years now (I am female and an ethnic minority). I am currently unemployed, in debt and desperately looking for a job. I'm overqualified and too old for most jobs (I've gotten rejections based on that), and probably not have the right ethnic profile for the jobs I am qualified for. I even tried to do my own startup and failed, and looked at avenues of other ways to pay myself a living wage. I feel like such a failure, but I do still want to try to the best of my capacity before I CTB. Having said that, it's not just the unemployment that is making me feel CTB but it's definitely a big part of it because it causes financial instability, insecurity and worse, DEBT!