I don't know what your situation is but I've been on these kinds of forums for years. Honestly, YEARS, and I have been ready many times and yet, backed out. I don't think that's failure, it's just not being ready. And, I don't know if I'll ever be ready but I do know that this is the only forum I belong to where I post anything and feel like being a part of. Whether I'm depressed or not, I keep coming here. Before it was ASM where I met a lot of great people. Some did ctb and I expect others are here.
My point is, don't beat yourself up or think you're the only person to delay your ride. Many of us have and that's okay. You'll know when it's time and if not or while you're waiting there's this forum and people here that you can share with.
Peace.