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enditplz

enditplz

Experienced
Jan 24, 2023
200
I've been looking into life insurance policies to make sure my spouse is covered since my income is higher. The ones I've seen have a 2 year clause on suicide. Has anyone seen anything with a year or less? I can do another year of living, but don't think I can make it 2.
 
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U

unimaginativelamp

Member
Apr 9, 2022
42
I've been looking too. The average suicide timeline I've seen is 2-3 years. Haven't seen anything less than that.

I just switched jobs, and got a new plan through work. They also have a 3 year wait. I've been thinking of a way to make it look like an accident so my partner can at least get some cash.
 
enditplz

enditplz

Experienced
Jan 24, 2023
200
I've been looking too. The average suicide timeline I've seen is 2-3 years. Haven't seen anything less than that.

I just switched jobs, and got a new plan through work. They also have a 3 year wait. I've been thinking of a way to make it look like an accident so my partner can at least get some cash.
Thanks for the info. I thought about making it look like an accident too by dying in a crash or fire, but I don't want to cause any causalities. Alright, I think I'm just gonna buy the insurance and try to wait it out. Maybe I'll be able to get some N by then.
 
L

lionetta12

Just a random person
Aug 5, 2022
1,278
I've been looking into life insurance policies to make sure my spouse is covered since my income is higher. The ones I've seen have a 2 year clause on suicide. Has anyone seen anything with a year or less? I can do another year of living, but don't think I can make it 2.
It's 6 months to 1 year where I live in Scandinavia.
 
A

Aya&Dazy

Member
Nov 11, 2022
67
yes, just start it asap because every day is counting. I got life insurance even though I was thinking I really can't wait 2 yrs but 5 years later I am still not dead.
 
S

Sadgirldaisy

Student
Dec 26, 2022
112
Where have y'all gotten insurance through? I've been denied because of mental health issues.
 
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