Suicide not covered by health insurance

[Rdc]

I was looking at my health insurance policy due to the corona virus to determine what was and was not covered and the policy stated that medical costs associated with a suicide attempt are not covered. I was planning on using SN and now that I know suicide attempts are not covered I'm more determined than ever to not call for help. I don't want to survive and be stuck with a huge medical bill. Our healthcare system in the USA sucks. I wanted to mention this because I never would have thought of the financial burden a failed suicide attempt could bring even with health insurance. I guess people with universal health care in Canada and Europe wouldn't have to worry about the medical costs associated with a failed suicide attempt?

 

[waterbottleman]

"Our healthcare system in the USA sucks"

Yes and that is an understatement, it's a total disaster.

We pay twice as much per capita in healthcare than the average of the OECD countries and we don't even get better healthcare outcomes for it. In addition every other OECD nation has some form of universal healthcare, it is only the United States where we have millions without insurance or are underinsured. Contrary to the propaganda on TV that a universal healthcare system is "unrealistic" it is actually the norm across the planet, it is our system that is the outlier.

Our healthcare system sucks major ass, and yet the media and politicians have done a fantastic job at keeping the public ignorant and uninformed. In fact the propaganda reaches stupidity of comical proportions.

The media, "moderate" Democrats, and Republicans often ask "How are we going to pay for Medicare For All, it's unrealistic and costs too much" when in fact Medicare For All is less expensive than the system we already have in place right now! It would save our country trillions and cost less! Where is the logic in arguing that something that is more expensive is affordable and something less expensive is unaffordable? It makes absolutely no sense at all. To make that statement Is to ignore arithmetic, something as basic as 10 is bigger than 5. Something than costs 5 dollars is by definition more affordable than something that costs 10 dollars.

Yet the propaganda is so strong, most of the US public is convinced that a less expensive healthcare system is too expensive and unrealistic over our current healthcare system that is more expensive and a steaming pile of garbage.

 

[bananabear]

Canadian here-

Ended up having to pay about 80 bucks for the ambulance, which i want prepared for but in hindsight makes sense. but thats about it really, even ended up getting a paid taxi back to my house after id been cleared (happened twice, so probably not a fluke or just being nice)

but i guess the tradeoff is that SN is kinda hard to find here. and havent succeded in getting meto yet. got kinda close with ondansetron though, but ended up not being covered (50 bucks for 6 pills, I think i understand americans now..)

 

[UpandDownPrincess]

"Our healthcare system in the USA sucks"

Yes and that is an understatement, it's a total disaster.

We pay twice as much per capita in healthcare than the average of the OECD countries and we don't even get better healthcare outcomes for it. In addition every other OECD nation has some form of universal healthcare, it is only the United States where we have millions without insurance or are underinsured. Contrary to the propaganda on TV that a universal healthcare system is "unrealistic" it is actually the norm across the planet, it is our system that is the outlier.

Our healthcare system sucks major ass, and yet the media and politicians have done a fantastic job at keeping the public ignorant and uninformed. In fact the propaganda reaches stupidity of comical proportions.

The media, "moderate" Democrats, and Republicans often ask "How are we going to pay for Medicare For All, it's unrealistic and costs too much" when in fact Medicare For All is less expensive than the system we already have in place right now! It would save our country trillions and cost less! Where is the logic in arguing that something that is more expensive is affordable and something less expensive is unaffordable? It makes absolutely no sense at all. To make that statement Is to ignore arithmetic, something as basic as 10 is bigger than 5. Something than costs 5 dollars is by definition more affordable than something that costs 10 dollars.

Yet the propaganda is so strong, most of the US public is convinced that a less expensive healthcare system is too expensive and unrealistic over our current healthcare system that is more expensive and a steaming pile of garbage.

I really don't want to open up a great debate, but everything is not always as it seems. Many of the folks here with NHS will tell you that their system is fatally flawed as well.

Here in the US, we want everyone to have the very best healthcare we have. That's not possible. There are only so many beds, so many machines, so much chemotherapy agent, so many helpers. This means that choices have to be made about who gets what. Right now, it's done by the restrictions of your health insurance. In other countries, someone has to make the choice. It may be a computer algorithm or a human being. Either way, someone's not getting what is scarce and they are angry, disappointed or maybe they even wind up here.

No one on this planet is happy with their healthcare all of the time. It's the human condition.

I know that in the UK, I would be unable to have the drug cocktail that has kept me alive for the last ten years. I might not have qualified for a bed in a facility when I needed it, in which case I'd be six feet under, possible staring up at a pretty headstone. This is the reality.

When my sister had breast cancer, the UK protocol would have placed her in hospice and/or palliative care much earlier than her plan here in the US. Her children are grateful for every single extra day they had since her docs kept on fighting, even though death was inevitable.

I've also worked in children's hospitals along the US/Canadian border and worked with lots of Canadian kids who were brought to us when their local hospitals were full. Some of these kids needed transplants and couldn't get a bed even if an organ was available. There we were.

I'm not saying we're better, I'm not. What I am saying is that every system has its shortcomings and there is just not enough of the best healthcare for everyone to get it. Rationing and algorithms are real and every system has them.

 

[Shakespear's Brother]

the policy stated that medical costs associated with a suicide attempt are not covered

Appreciate the info. How fucking ridiculous.

 

[WhiteDespair]

I really don't want to open up a great debate, but everything is not always as it seems. Many of the folks here with NHS will tell you that their system is fatally flawed as well.

Here in the US, we want everyone to have the very best healthcare we have. That's not possible. There are only so many beds, so many machines, so much chemotherapy agent, so many helpers. This means that choices have to be made about who gets what. Right now, it's done by the restrictions of your health insurance. In other countries, someone has to make the choice. It may be a computer algorithm or a human being. Either way, someone's not getting what is scarce and they are angry, disappointed or maybe they even wind up here.

No one on this planet is happy with their healthcare all of the time. It's the human condition.

I know that in the UK, I would be unable to have the drug cocktail that has kept me alive for the last ten years. I might not have qualified for a bed in a facility when I needed it, in which case I'd be six feet under, possible staring up at a pretty headstone. This is the reality.

When my sister had breast cancer, the UK protocol would have placed her in hospice and/or palliative care much earlier than her plan here in the US. Her children are grateful for every single extra day they had since her docs kept on fighting, even though death was inevitable.

I've also worked in children's hospitals along the US/Canadian border and worked with lots of Canadian kids who were brought to us when their local hospitals were full. Some of these kids needed transplants and couldn't get a bed even if an organ was available. There we were.

I'm not saying we're better, I'm not. What I am saying is that every system has its shortcomings and there is just not enough of the best healthcare for everyone to get it. Rationing and algorithms are real and every system has them.

Either way, the system sucks and you're screwed.

 

[Squiddy]

"Our healthcare system in the USA sucks"

Yes and that is an understatement, it's a total disaster.

We pay twice as much per capita in healthcare than the average of the OECD countries and we don't even get better healthcare outcomes for it. In addition every other OECD nation has some form of universal healthcare, it is only the United States where we have millions without insurance or are underinsured. Contrary to the propaganda on TV that a universal healthcare system is "unrealistic" it is actually the norm across the planet, it is our system that is the outlier.

Our healthcare system sucks major ass, and yet the media and politicians have done a fantastic job at keeping the public ignorant and uninformed. In fact the propaganda reaches stupidity of comical proportions.

The media, "moderate" Democrats, and Republicans often ask "How are we going to pay for Medicare For All, it's unrealistic and costs too much" when in fact Medicare For All is less expensive than the system we already have in place right now! It would save our country trillions and cost less! Where is the logic in arguing that something that is more expensive is affordable and something less expensive is unaffordable? It makes absolutely no sense at all. To make that statement Is to ignore arithmetic, something as basic as 10 is bigger than 5. Something than costs 5 dollars is by definition more affordable than something that costs 10 dollars.

Yet the propaganda is so strong, most of the US public is convinced that a less expensive healthcare system is too expensive and unrealistic over our current healthcare system that is more expensive and a steaming pile of garbage.

I agree. Healthcare in the US sucks and we need Medicare for all.

 

[Worthless_nobody]

"Our healthcare system in the USA sucks"

Yes and that is an understatement, it's a total disaster.

We pay twice as much per capita in healthcare than the average of the OECD countries and we don't even get better healthcare outcomes for it. In addition every other OECD nation has some form of universal healthcare, it is only the United States where we have millions without insurance or are underinsured. Contrary to the propaganda on TV that a universal healthcare system is "unrealistic" it is actually the norm across the planet, it is our system that is the outlier.

Our healthcare system sucks major ass, and yet the media and politicians have done a fantastic job at keeping the public ignorant and uninformed. In fact the propaganda reaches stupidity of comical proportions.

The media, "moderate" Democrats, and Republicans often ask "How are we going to pay for Medicare For All, it's unrealistic and costs too much" when in fact Medicare For All is less expensive than the system we already have in place right now! It would save our country trillions and cost less! Where is the logic in arguing that something that is more expensive is affordable and something less expensive is unaffordable? It makes absolutely no sense at all. To make that statement Is to ignore arithmetic, something as basic as 10 is bigger than 5. Something than costs 5 dollars is by definition more affordable than something that costs 10 dollars.

Yet the propaganda is so strong, most of the US public is convinced that a less expensive healthcare system is too expensive and unrealistic over our current healthcare system that is more expensive and a steaming pile of garbage.

Very well said. I completely agree. The healthcare system in US is total disaster and it's way too easy for people to fall through the cracks and not receive any help so ctb becomes the only option left in my case. The sad reality of living in this country is I literally cannot get help if I want it. I can't work to have insurance to get help yet I'm not considered disabled "enough" to get disability. To make things worse I was forced off parents insurance after 26. It's just so disheartening.

 

[Squiddy]

Very well said. I completely agree. The healthcare system in US is total disaster and it's way too easy for people to fall through the cracks and not receive any help so ctb becomes the only option left in my case. The sad reality of living in this country is I literally cannot get help if I want it. I can't work to have insurance to get help yet I'm not considered disabled "enough" to get disability. To make things worse I was forced off parents insurance after 26. It's just so disheartening.

Fortunately, I'm still on my parents insurance, though I'm 21.

 

[faust]

Healthcare in Ireland is a disaster too.
But in a different way.
You have to wait long hours in emergency department and they cannot give you prescribed medication on the spot.
If you are not dying, you will wait at least 6 hours in emergency department (it is a really best-case scenario).
More than 200k children on waiting lists.
More than 1k children waiting for a visit to psychiatrist more than a year.
How long can this continue?
GDP per capita in this country is same as in Brunei, Kuwait and United Arab Emirates.
Why the fuck can't they do anything with healthcare?

Teen who took own life was on waiting list for psychiatrist for three months

A deeply troubled teenage girl who took her own life at 15 was on a waiting list for three months to see a psychiatrist at the time of her death.

www.independent.ie

 

[waterbottleman]

Very well said. I completely agree. The healthcare system in US is total disaster and it's way too easy for people to fall through the cracks and not receive any help so ctb becomes the only option left in my case. The sad reality of living in this country is I literally cannot get help if I want it. I can't work to have insurance to get help yet I'm not considered disabled "enough" to get disability. To make things worse I was forced off parents insurance after 26. It's just so disheartening.

Wow what a horrible situation, that really sucks.

Can you not get Medicaid?

Canadian here-

Ended up having to pay about 80 bucks for the ambulance, which i want prepared for but in hindsight makes sense. but thats about it really, even ended up getting a paid taxi back to my house after id been cleared (happened twice, so probably not a fluke or just being nice)

but i guess the tradeoff is that SN is kinda hard to find here. and havent succeded in getting meto yet. got kinda close with ondansetron though, but ended up not being covered (50 bucks for 6 pills, I think i understand americans now..)

In the US you can end up paying hundreds for an ambulance and we also pay higher for drugs than the rest of the world.

 

[Sensei]

No one on this planet is happy with their healthcare all of the time. It's the human condition.

I am. Don't I count?

 

[Worthless_nobody]

Wow what a horrible situation, that really sucks.

Can you not get Medicaid?


In the US you can end up paying hundreds for an ambulance and we also pay higher for drugs than the rest of the world.

I cannot sadly. Apparently I don't "qualify". I don't have an extensive medical record documenting my conditions because I could never afford to go much. It seems to get assistance there needs to be years of doctors records. I also guess it has something to do with the fact that I had a job with insurance for about a year. I failed miserably at it and had a mental breakdown after a very traumatic experience and I haven't worked since but the government doesn't seem to care.

 

[waterbottleman]

I cannot sadly. Apparently I don't "qualify". I don't have an extensive medical record documenting my conditions because I could never afford to go much. It seems to get assistance there needs to be years of doctors records. I also guess it has something to do with the fact that I had a job with insurance for about a year. I failed miserably at it and had a mental breakdown after a very traumatic experience and I haven't worked since but the government doesn't seem to care.

Damn that sucks. It could be that the state you're in has "work requirements" to be on Medicaid. That is something new that the Trump administration has allowed certain states to do.

I really don't know why you don't qualify though but it's a broken system that you can't get the help and insurance that you need.

 

[Worthless_nobody]

Damn that sucks. It could be that the state you're in has "work requirements" to be on Medicaid. That is something new that the Trump administration has allowed certain states to do.

I really don't know why you don't qualify though but it's a broken system that you can't get the help and insurance that you need.

Yes it's definitely the state I'm in that makes it harder to get Medicaid or any assistance. It's just such a shame and so sad that people fall through the cracks and can't get help. I read how there are so many people in this state who are uninsured and can't afford to go to Dr or meds but this state does nothing to help us.

 

[waterbottleman]

Yes it's definitely the state I'm in that makes it harder to get Medicaid or any assistance. It's just such a shame and so sad that people fall through the cracks and can't get help. I read how there are so many people in this state who are uninsured and can't afford to go to Dr or meds but this state does nothing to help us.

Sounds like you live in one of the red states.

I live on the west coast in a blue state so I think how it works in my state is anyone who makes 30,000 a year or less even if they're unemployed are automatically qualified to get Medicaid which I think is a lot more sensible.

 

[Worthless_nobody]

Sounds like you live in one of the red states.

I live on the west coast in a blue state so I think how it works in my state is anyone who makes 30,000 a year or less even if they're unemployed are automatically qualified to get Medicaid which I think is a lot more sensible.

Yep...it's bs how these states don't care if we live or die. I know it won't do any good but I'm considering writing a very long paper and having it sent to the local government after I ctb. I just want to say my piece about how their terrible laws vs other states has contributed to my death. I guess I'm just writing it to make myself feel better and pass time because I'm sure it won't even be read.

 

[MartyByrde]

'Murica!

It's disgusting how useless insurance can be when you actually need to use it.

 

[Nem]

I know the US has a nightmare healthcare system but we in Canada are taxed heavily from start to finish. We pay 13% tax on most everything and we are taxed about 30% on our income, so basically we are taxed close to 50% of every dollar we make.
One thing the US has is better drs, our best drs go to the us so we are left with the best of the worst.
Our hospitals have some of the laziest people working there you could ever imagine, let's just say that we get what we pay for and I think we're getting screwed over. An ambulance ride is $400 here and our paramedics are dumb as a post for the most part.
The entire worlds healthcare system is garbage save for maybe a few countries maybe but I can honestly tell you Canada has some of the shittiest health care workers anywhere
Peace/hugs

 

[s1mplem3]

I agree with you. Everyone thinks that medicine is about to heal people but that's not true, this is just business, a way to make money.