If the source of your pain is family then maybe it's best to not let them benefit from your demise through an insurance payout.
The thought of others benefiting and rejoicing from my death is sickening to me.
In fact, the only reason I'm alive is to ensure those that have wronged me are brought to their reckoning. Unlike the ALMIGHTY in HEAVEN I do not have it in me to show any mercy to those who have made my short tenure here on earth miserable.
Unfortunately fairness and justice are not guaranteed in life. One must take action to ensure balance is achieved in life.