Where I live the envy is towards the tenants, it will always be cheaper a mortgage than paying a monthly rent.
In Barcelona these last 15 years the real estate market has changed a lot, going from an almost non-existent rental offer to a whole market in direct competition with the sale market.
The reason is that there are many people who are just passing through or just want to stay for a couple of years, what sense does it make for these people to buy an apartment if they have no intention of settling in the city? no sense at all. And other people who want to live here and come to work without any support other than their savings are doomed to the rental market because they do not have enough money to buy an apartment. And so it is very difficult to save to get enough to be able to contribute a minimum to the purchase of a property.
Traditionally it has always been cheaper to buy an apartment than to pay a rent if you have enough for a down payment.
* I for example, not being able to pay the absurd rents of 800 euros per month, I looked for properties that would cost me about 160 euros per month of mortgage, a much more reasonable expense.
Now I don't search anymore, I'm a bit pessimistic about my health.
//
On jo visc l'enveja és cap als llogaters, sempre será més barat una hipoteca que pagar un lloguer mensual.
A Barcelona aquests últims 15 anys ha canviat molt el mercat inmobiliari, passant d'una oferta gairebé inexistent de lloguer a tot un mercat en competéncia directa amb el de venda.
El motiu, que hi ha molta gent que está de pas o només vol estar-s'hi un parell d'anys, quin sentit té per a aquesta gent comprar un pis si no te intenció d'arrelar a la ciutat? cap sentit. I d'altres persones que si volen viure aquí i venen a treballar sense cap altre tipus de suport que els seus estalvis estàn abocats al mercat de lloguer al no disposar per l'entrada d'un pis. I així és molt difícil estalviar per aconseguir prou per poder aportar un mínim a la compra d'un immoble.
Tradicionalment sempre ha estat més barat comprar un pis que pagar un lloguer si tens prou per una entrada.
* Jo per exemple, al no poder pagar els lloguers absurds de 800 euros mensuals cercava propietats que em suposin uns 160 euros mensuals d'hipoteca, una despesa molt mes raonable.
Ara ja no faig cerca, estic una mica pesimista amb la salut.